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Welcome to our website! As we have the ability to list several hundred items on our website (our selection changes all of the time), it is not feasible for a company our size to record and playback the descriptions on every item on our website. However, if you have a disability we are here to help you. Please call our disability services phone line at (225) 687-0966 during regular business hours and one of our kind and friendly personal shoppers will help you navigate through our website, help conduct advanced searches, help you choose the item you are looking for with the specifications you are seeking, read you the specifications of any item and consult with you about the products themselves. There is no charge for the help of this personal shopper for anyone with a disability. Finally, your personal shopper will explain our Privacy Policy and Terms of Service, and help you place an order if you so desire.

Need Help? Call (225) 687-0966

About Credit Merchandise Home Furnishings

The Credit Merchandise Difference

When choosing to make the investment in home furnishings, electronics or household appliances there are usually a lot of questions which aren't truly answered until after you've made your selection and the items have been delivered. You can usually find out fairly quickly how fabrics wear under conditions, whether a sectional sofa is too large for your apartment, or whether those financing terms are what they appeared to be. In one survey half of the Americans polled admitted to having buyers remorse over a major purchase. When you're looking to make the significant investment in your household, you deserve to take home more than just a pretty box and some unanswered questions.

Our People are the Credit Merchandise Difference

Our staff are professionals in every sense of the word. We have experts on the products that we sell available to help you make the right choice down to the fine details that are important to you. When we say we're a local business we mean it - we are members of our community, your friends and neighbors. We're part of our community and share the values with the people who live here. South Louisiana is like no place else on earth, and we're not just from here. We're proud of it. Stop on in and find out about the Credit Merchandise difference today.

Morgan City Store Manager

Morgan City Store Manager

Leasing is Simple

Making an informed purchase shouldn't be rocket science. Furnishing and equipping your home for the enjoyment of your family shouldn't require reading glasses to read the fine print. With Credit Merchandise you get quality brands in the styles you want at terms you can afford. It's that simple, that's our No-Hassle guarantee.

Simple Payment Terms

Choosing your payment terms is easy - weekly and monthly terms are available on our merchandise with a fixed cost to finance and no credit checks required. Bring us a quote from any of our big name competitors and we'll gladly beat it to earn your business. Cash terms available as well, it can't be any simpler. We make it affordable to bring a quality lifestyle into your home, one item at a time or all at once - we can help make your dream home a reality.

Worry Free Ownership

Buying with Credit Merchandise means buying with confidence. If at any time during your lease period your rental item breaks or fails due to a defect in manufacturing we'll repair or replace your product for you and keep things humming along. We offer emergency replacements during repairs for most major appliances to keep your household humming along when things don't work right. We pass along any remaining manufacturers warranty to you once you've paid off your furniture, electronics or appliances and we'll be happy to help you get in touch with the right people to get warranty services once your lease is paid off. Purchase with confidence.

A note about Service

Replacement of furniture due to obvious abuse or misuse may fall outside of the warranty provisions.

Secure Payments

Pay online with our secure payment gateway. Our third party payment system utilizes a 256-bit SSL encrypted connection and a PCI compliant payment system to ensure your protection and security. Make your payments from your computer, phone, or tablet with our online system and your account is updated automatically. We make payments a breeze so that our customers can shop with confidence.